The National Personal Finance Challenge (NPFC) is a nationwide competition that provides high school students the opportunity to build and demonstrate their knowledge of money management. Teams showcase their expertise in the concepts of earning income, spending, saving, managing credit, investing, and managing risk.
How it Works
This motivating and fun team learning experience begins with competitions at the state level. Top scoring teams move on to the National Finals. Finals consist of a case study where teams present to a panel of judges as well as a Quiz Bowl, which will determine the winner. For spring 2025, the National Finals will be held in Atlanta, Georgia where teams will compete in-person. While in Atlanta all expenses will be covered (this includes food, lodging, and all events. This excludes travel costs to/from state of origin).
Get ready for your state competition
Form a team of 3-4 students and prepare by learning about the six core knowledge areas of personal finance and taking a practice test. You will need an adult coach or teacher to register your student team.
Compete at your state level
Your coach will have unique access codes for your team and when you are ready, you will go to the Finance Challenge ONLINE website and complete a 30-question, rapid-fire exam.
The National Competition
There is no fee for teachers/coaches or students to participate.
State Competitions
This fun and motivating team experience begins with competitions at the state level.
Finals
In-person in Atlanta, Georgia on June 1-2! Finals consist of a Critical Thinking Round where teams present a solution to a panel of judges as well as a Quiz Bowl, which will determine the winner.
National Finals
The National Finals offers competitors the opportunity to prepare a financial plan for a detailed fictitious family scenario. Students will apply their knowledge from the six knowledge areas, make recommendations to help the family achieve their financial goals, and prepare a PowerPoint or Google Slide presentation to persuade the judges. Teams will have 75 minutes to prepare and presentations will be 20 minutes with an additional 5 minutes for the judges to ask questions.
Study Economics?
You can test your knowledge of microeconomics, macroeconomics, and the International economy in the National Economics Challenge (NEC). This one-of-a-kind team learning activity is like an Olympics for economics with cash prizes for top teams.
Are You a Teen Girl Interested in Finance?
Girls who have participated in the NPFC are eligible to take Invest in Girls’ Exploring Finance, an 8-week online program led by professional women in investment banking, corporate finance, portfolio management, venture capital, and more. Invest in Girls is a CEE program ushering in the first generation of financially literate young women and increasing the number of women working in finance.